Payment Gateway Solutions – Common Terms & Conditions

Choose the desire payment for your project

All Payment Gateways will accept and validate Internet payments via Credit Card, Debit Card, Net banking modes and other modern modes from the end customers in real-time. They provide a secure link between your website, various issuing institutions, acquiring Banks and the payment gateway providers. All the articles of payment gateway, you will find step-by-step instructions to get on-board of particular Payment gateway and find resources that can help you integrate it with your website/product. Remember, they will always just a click away on the support chat at right bottom in case you come across a hurdle.

Signing Up

Registering with Your payment gateway Click on Signup at the title bar on top of your payment gateway website. Fill the required details and click on SignUp. We verify your e-mail ID by sending you a verification mail. Kindly confirm the receipt and login into Your payment gateway dashboard using your unique E-mail ID and password. Your payment gateway Dashboard is the powerful tool. All your activities on Your payment gateway starting from applying for an account to collecting payments, issuing refunds and generating reports will be done from the dashboard. On the left hand-side panel of your dashboard click on Activation (currently showing 0%). This percentage indicates the progress of your application for payment services through Your payment gateway.

KYC Documentation

Fill the basic details of the first point of contact for communication with Your payment gateway. Transaction Report E-Mail will be used for reporting transactions on your site and for updates regarding performance of various payment modes. As per your organization type (Pvt. Ltd., LLP, Sole Proprietorship, etc), fill out the basic details of your organization and business model. Small explanations have been given out along with all fields to help you along the process. As per RBI guidelines, our partner banks do a round of website verification where they judge if sufficient information is provided to your customer while he is paying at your website. For this, some pages as listed under Website Details are necessary. Kindly incorporate these pages and let us know their respective URLs. For your ease, they have shared carefully vetted templates for most cases. If needed, please change them according to your requirements and mention the URL here after incorporating them on your website. Fill down this section with the information regarding your Current Account through which you can accept payments carried on through Your payment gateway. As per your organization type, upload the required documents. They only take documents which are necessary for approval and good quality scans will work perfectly well here.You can go through the terms and conditions for agreement with Your payment gateway and click on Submit button to complete the activation form. Now, they will verify these details and get back to you on mail in case any correction is required.


The documentation for integrating Your payment gateway API is available at there websites. You'll find comprehensive guides and documentation in their websites to get your website integration up and running. You can generate the both test and live API keys from the Dashboard. You can switch between test and live mode on the title bar at the top of the dashboard and generate respective keys. Mobile Support: They provide support for Mobile platform applications as well through the Android SDK. You can check out the documentation in their desire website. E-commerce Plugins: We have self-developed plugins for various popular eCommerce platforms such as Shopify, Magento, WooCommerce, etc. You can access them here.

Getting Activated and Live

Verification: As soon as you submit the activation form for KYC Documentation, we verify details in your form and inform you of some minor changes needed. On completion of these changes we process your application for online payment services through partner banks and get you approved. Swtitching from test mode to live: In your API integration just replace the Test ‘key-id’ and ‘key-secret’ with the Live ‘key-id’ and ‘key-secret’ wherever used and you are good to go.

Payments Methods

Infrarays offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that Infrarays trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all the times. You may use Internet Banking, Gift Card and Wallet to purchase/ make the payment for your projects.

Infrarays accepts payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India and 21 other, There are NO hidden charges when you make a purchase on Infrarays IT Solutions. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.

We accept payments made by credit/debit cards issued in India and 21 other countries. We accept payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

We accept payments made using Visa, MasterCard and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.

Your online transaction on Infrarays is secure with the highest levels of transaction security currently available on the Internet. Infrarays uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing. All credit card and debit card payments on Infrarays are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

Infrarays realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

Prevention of Fraud

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologies for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the "Verified by VISA" and "MasterCard Secure Code" services, respectively. The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases. You can register for the 3D Secure password for your credit/debit card by visiting your bank's website.